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Are you on a plan that has gaps in hospital coverage leaving you vulnerable to high bills from hospitals? A hospital indemnity plan is a low cost flexible plan that pays you if you are hospitalized. This allows you to not have to take money out of your pocket to pay your hospital bills.

The plan also includes several optional riders. The riders that can be selected are daily skilled nursing facility indemnity, doctor’s visit indemnity, outpatient surgery indemnity, ER and ambulance indemnity, lump sum cancer indemnity and outpatient rehabilitation indemnity.